For the past 16 years the summertime change has been regulated by the European Union (EU) directive 2000/84/EC, which states the switchover dates are the last weekend of March and the last weekend of October.
But last August, the European Council recommended EU member states stop changing the clocks in spring and autumn and use summertime for the whole year.
Some countries prefer to stay with winter time ( as Germany ) and other prefer summertime ( as Spain ).
Is there a chance that all over Europe different countries have different timezone?
And what time zone do you prefer and why?
It is clear that many of the new challenger banks , Fintechs, grow fast and are more complementary with large traditional banks
But a new range of companies enter the playing field, Techfins, that are companies that are primarily tech companies, expanding into finance.
The customer centric approach, that many traditional banks have lost, and where the Fintechs make the difference, has with global players as Amazon, Facebook and Google, a new range of financial service providers, that already play a fundamental role in global commerce.
Will they be amongst the main banks of tomorrow? And what role will the actuial challenger banks play in this new fintech-ecoysystem?
Will VR be able to allow teachers to take students to historic events and any location to be part of history. Or will it go a lot further and open the door to co-creation?